Middle Market Pricing Analyst

Insperity provides the most comprehensive suite of scalable HR solutions available in the marketplace with an optimal blend of premium HR service and technology. With more than 90 locations throughout the U.S., Insperity is currently making a difference for thousands of businesses and communities nationwide.

Behind our success is the unshakeable belief in the value of our people. We value diversity, inclusivity and a sense of belonging. We celebrate work and life events, and we partner with our clients and communities to make great things happen.

We have received recognition numerous times as a top place to work, most recently ranking on Glassdoor’s “Best Places to Work in the U.S. 2024” list, and U.S. News & World Report’s “Best Companies to Work for 2024” list. In addition, we have been recognized for having one of the country’s Top 50 Midsize Early Talent Programs by RippleMatch’s 2024 Campus Forward Awards. There is no better time to be a part of Insperity, and our best work is yet to come. Learn more at Insperity.com.

Why Insperity?

Flexibility: Over 80% of Insperity’s jobs have flexibility. We want your time to have balance, whether it’s spent with coworkers, clients, family or your community.

Career Growth: Insperity provides many ways to grow with the company. We offer continuous learning programs, mentorship opportunities and ongoing training.

Well-Being: Our total rewards package includes generous paid time off, top-tier medical, dental and vision benefits, health & wellness support, paid volunteer hours and much more. We take care of our people so that you can do your best work.

ESSENTIAL FUNCTIONS

Under general supervision and moderate decision-making:

• Analyzes, reviews and formulates pricing allocations.
• Compares relativity of medical risk exposure on both new business and client related business as necessary.
• Partners with Risk Management group to determine workers’ compensation risk exposure.
• Gathers information for review and pricing of employment practice liability insurance (EPLI) risk exposure.
• Recommends Safety Consultant inspection for clients with workers’ compensation issues and/or to assist with final review process.
• Enters and updates all pricing information into the Insperity Information Management Systems (AIMS).
• Synthesizes all “estimates” into “bids” when required documentation has been supplied and reviewed by Sales personnel.
• Validates and/or adjusts calculated modifiers to not exceed guideline for minimum modifiers.
• Reconciles current medical billing to census data and validates accuracy of risk assessment and pricing allocation.
• Maintains reports for audit purposes, quality control, financial summaries and management needs.
• Interacts with and maintains a productive working relationship with internal customers.  
• Participates in the development of Pricing & Review group policies and procedures.
• Acts as back up to other market segment Pricing & Review when necessary.
• Communicates the guidelines of appropriate pricing to other departments.
• Remains current with industry standards, workers’ compensation policies and rates, medical allocations and information.

EDUCATION / EXPERIENCE REQUIREMENTS

• High School Diploma or equivalent is required.
• Bachelor’s Degree in Accounting/Finance or related field is preferred.
• Three to five years of work experience is required.

KNOWLEDGE / SKILLS

• Analytical and decision-making skills necessary to answer business questions utilizing data and other analytical information.
• Financial analysis skills.  Attention to detail and data entry and accuracy.
• Ability to work autonomously and comfortable with managing multiple assignments simultaneously.
• Excellent interpersonal and communication skills with proven ability to build strong relationships with internal constituents. 
• Principles, practices and procedures of Health and Welfare Pricing, including advanced medical terminology, benefits structure, methods and techniques related to reviewing health and welfare exposure, pricing.
• Principles, practices and procedures of workers’ compensation risk review including knowledge of coverages, rating bases and variations of state, work experience with a variety of risks and industries.
• Knowledge of Microsoft Office Suite, particularly MS Excel including Pivot tables and data mining skills.

At Insperity, we celebrate the diversity of our employees and our leadership. Insperity is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.