Commercial Lender II

Are you passionate about helping people achieve financial freedom while positively impacting communities and families?

 

Are you ready to elevate your career to new heights?

 

Then we want to speak with you!

 

Commercial Lender II

 

Liberty Bank and Trust is part of history. For over 100 years, we’ve built our foundation on underserved communities, providing access to financial opportunities. With branches in 11 states, we continue to grow and seek a mission-driven Commercial Lender II eager to make an impact.

 

As we grow and build our team, we seek people who want to expand their horizons and surround themselves with inclusive, mission-driven peers who want to positively impact communities and families. We aim to uphold the legacy of Black-owned banks by providing affordable financial services to underserved communities, empowering homeownership, business growth, education, and careers. We’re more than a bank—we’re a legacy.

 

As the Commercial Lender, you will participate in finding new business on a national scale, with an emphasis on client contact, sales, and service. This role will manage commercial lending portfolios with moderate oversight support from management.

 

Liberty’s Bank and Trust’s Best-in-Class Benefits and Perks: 

As you might expect, we value every member of our team. That’s why we offer competitive pay and an extensive benefits package, including:

• Comprehensive Health Coverage – Medical, Dental, Vision, and Life Insurance
• Solid Work/Life Balance – PTO and paid holidays.
• Financial Wellness and Security – FSA, 401K with matching, and educational reimbursement
• Family Assistance – Adoption Assistance and EAP/Health and Welfare Assistance
• Growth opportunities – Leadership Development
• Substantial Perks – Online Marketplace includes various discounts on goods and services
• ERG/ Ambassador Groups
• Free and reduced-rate bank services 

 

To thrive, you should have:

• A Bachelor’s degree in Business, Finance, or related field; 5–10 years in commercial lending or equivalent experience.
• Solid knowledge of underwriting, credit principles, and financial analysis; proficiency in Microsoft Office and business intelligence tools.
• Experience working with executive management, boards, and regulators; ability to develop new business and manage relationships effectively.
• An ability to travel as needed. The standard schedule is Monday–Friday, 8:30 AM – 5:00 PM.

 

Your responsibilities as the Commercial Lender will include:

• Loan Processing & Analysis: Evaluate loan requests, analyze credit history, and determine repayment capabilities.
• Client & Portfolio Management: Develop and maintain commercial client relationships, manage loan portfolios, and address problem loans.
• Sales & Negotiation: Sell banking services, negotiate loan terms, and structure competitive interest rates.
• Community & Compliance: Build referral networks, represent the institution in the community, and ensure regulatory compliance.

 

We do our best to ensure our banking institution is an incredible place to work and build a career. We want you to learn, grow, and share in the success you help create. 

 

We are an equal-opportunity employer that welcomes and encourages diversity in the workplace. We do not discriminate based on race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.